Hi, I'm Mohit.
I lead loan origination, fraud and pay-later products at Skeps, a US lending platform. Before that, I helped learners pay for courses and finish them at Skillovilla.
Or scroll downThree projects, and the numbers they moved.
I studied payment data for the patterns behind bad loans, then built rules lenders can tune themselves. Risky loans now stop before any money goes out.
$16Mpotential defaults prevented, estimated
Read how I built it: Fraud rules engine for lendersTravellers can now split the cost of a flight at checkout. I built the pay-later APIs from scratch, and they're live with JetBlue and Alternative Airlines.
$12M+monthly loan volume
Read how I built it: Pay-later API suite for airlinesLenders used to wait on our engineers for every pricing change. Now they make those changes themselves, merchant by merchant.
$30M → $110Mone lender's monthly volume, in 8 months
Read how I built it: Self-serve pricing and risk portalLoan origination, fraud and risk, and merchant integrations, for a platform that processes $2.5B in loans a year.
Checkout, payments and the learning platform, helping learners pay for courses and finish them.
Tezpur University
What has my attention right now. Updated November 2026.
Loan origination, fraud and risk, and merchant integrations at Skeps.
The next features for this site: a CDN to serve my writing, and an AI spokesperson that answers questions about my work.
AI product management. Also latte art, which is still a struggle.
Antifragile by Nassim Nicholas Taleb.
Hiring for a product role, or want to compare notes on lending? My inbox is open.